Employer Information
Employee Information
More Free Tools
Invoice Generator
Create & download invoices — free, no watermark
Self-Employment Tax Calculator
1099 & gig tax + quarterly payments
Compare Job Offers
Which offer is actually better? Often not the big one
Is My Paycheck Correct?
Audit your pay stub — FICA, overtime & net pay
Real Hourly Wage
What your job actually pays per hour
Paycheck Calculator
Take-home pay after taxes — all 50 states
Tax Refund Calculator
Estimate your federal refund or bill
W-4 Withholding Calculator
Fix over- or under-withholding
Time Card Calculator
Weekly timesheet with breaks & overtime
Payroll Calendar Generator
Every payday, pay periods & holiday alerts
Net to Gross Calculator
Work backwards from your target take-home
1099 vs W-2 Calculator
The contract rate that matches a salary
Hourly to Salary Calculator
Convert hourly wage to annual salary
Overtime Pay Calculator
Time-and-a-half & double-time pay
Pay Raise Calculator
New salary & what you really keep
401(k) Paycheck Impact
What contributing really costs per check
PTO Accrual Calculator
Vacation earned per hour & per paycheck
Mileage Reimbursement
Business, medical & charity mileage value
True Cost of an Employee
Employer payroll taxes, benefits & burden
Bonus Tax Calculator
How much tax comes out of your bonus
Multiple Pay Stubs Generator
Several stubs at once with YTD totals
Employment Verification Letter
Proof-of-employment letter for rent or loans
Income Verification Packet
Organize gig & freelance income into a PDF packet
How to Generate a Free Pay Stub
- Enter your employer and employee information
- Add pay details — salary or hourly rate, pay frequency, and pay period dates
- Select your filing status and work state for accurate tax withholding
- Add any pre-tax deductions (health insurance, 401k, etc.)
- Preview your pay stub and print or save as PDF — completely free
Who Needs a Pay Stub?
Employees
Proof of income for loans, rentals, or mortgages
Contractors & 1099
Document income for tax filing and verification
Small Business Owners
Generate pay stubs for your team without payroll software
Gig Workers
Track earnings from Uber, DoorDash, Upwork, and more
2026 Payroll Tax Rates
| Tax | Rate | Notes |
|---|---|---|
| Federal Income Tax | 10% – 37% | Based on income & filing status |
| Social Security | 6.2% | On wages up to $184,500 |
| Medicare | 1.45% | All wages (+ 0.9% over $200k) |
| State Income Tax | 0% – 13.3% | Varies by state (9 states = $0) |
Frequently Asked Questions
Is this pay stub generator really free?
Yes — 100% free with no hidden fees, no watermark, and no sign-up required. Generate as many pay stubs as you need. Features that other sites charge for — multiple professional templates and company logo upload — are completely free here.
Can I choose a template and add my company logo?
Yes. Choose from 4 professional pay stub templates (Classic Blue, Modern Slate, Minimal B&W, and Corporate Green) and optionally upload your company logo. Your logo is processed entirely in your browser and never uploaded to a server.
Is it legal to generate your own pay stub?
Generating pay stubs for legitimate personal record-keeping is legal. However, using a pay stub to misrepresent your income to a lender, landlord, or government agency is fraud and is illegal. Always ensure all information entered is accurate and truthful.
How do I save the pay stub as a PDF?
Click "Print / Save PDF" after generating your stub. In the print dialog, select "Save as PDF" as the destination. This works on all modern browsers on desktop and mobile.
Will lenders or landlords accept this pay stub?
This tool generates pay stubs for personal record-keeping only. Whether a lender or landlord accepts it depends on their specific requirements. For official income verification, contact your employer or a licensed payroll provider.
Pay Stub Guides by State
See your state's income tax rate, a take-home pay example, and pay stub requirements.
Salary After Tax & Per Hour
See how much a salary is per hour and your take-home pay by state.
$X an Hour Is How Much a Year?
Convert an hourly wage to yearly pay — before and after taxes in your state.
How These Calculators Work
These tools deal with your pay and your taxes, so we publish the rates, brackets, and formulas behind every result — including what they deliberately leave out and where our figures are approximate. You should be able to check our work.
Payroll & Tax Guides
Freelancer & Gig Worker Guides
Don't get a pay stub? Learn how to document your income and build a free income verification packet.