We publish tools about people's pay and taxes. That is a subject where being confidently wrong causes real harm, so these are the rules we hold ourselves to.
MyFreePayStub is an independent, self-funded site built and maintained by a small team of software developers. We are not a payroll provider, an accounting firm, or a licensed tax practice, and we do not employ CPAs or attorneys.
We say this plainly because it determines what you should use us for. Our competence is in implementing published rules correctly and explaining them clearly: bracket arithmetic, FICA percentages and caps, overtime multiples, date calculations. Our competence is not in advising on your particular situation. Where a question needs professional judgement, we say so and point you to someone qualified rather than guessing.
Every calculator states its assumptions and its limits on the page itself, not buried in a terms document. Our state income tax model is a flat approximation and we say so in those words. We do not model local taxes, disability contributions, or most credits, and we list that openly on the methodology page.
A tool that hides its error bars is more dangerous than one that admits them, because it invites you to rely on it further than it can carry you.
If you think a rate, formula, or statement here is wrong, tell us. We would rather be corrected than trusted incorrectly.
Every tool is free, with no account, no paywall, no watermark, and no upsell. The site is supported by display advertising. Advertisers have no influence over our calculations, our guides, or which tools we build, and we do not accept payment for coverage or placement. Advertising is labelled where it appears.
See our privacy policy for how advertising cookies work and how to opt out of personalised ads.
Our tools calculate locally, in the page. Salary figures, hours, and pay stub details are never transmitted to us, never stored on a server, and never sold. Nothing you type into a calculator survives closing the tab. We do not ask for Social Security numbers or bank account details anywhere on the site, and we never will.
Everything on this site is general information and estimation, provided for your own planning. It is not tax, legal, accounting, or financial advice, and using it does not create a professional relationship. For decisions that matter, consult a qualified professional who can look at your actual circumstances. Our full terms are on the terms of service page.